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A little more clarity. Every day.

See where it goes. Decide where it goes next.

Every account, every little expense, one clear picture. A calm money manager with months that start on your payday.

Start for free Take a look inside
Free during early access No ads No bank passwords

Start on the web. Take it with you soon.

  • Rupya for iPhone, coming soon to the App Store
  • Rupya for Android, coming soon to Google Play
A place for every rupee

Your money, at a glance

Life looks good.

Monthly overview
Left this month
₹54,780.00
Room to breathe76% saved

Money in

₹72,000.00

Money out

₹17,220.00

Where it went

  • Food 32%
  • Shopping 22%
  • Other 46%

Little moments

Coffee & a catch-up

Food & drinks−₹280.00

A little something

Shopping−₹1,499.00
Small entries. A clearer picture.
Your month starts on payday

Sample numbers. Try switching the month.

One ledger, wherever you check on your money.

  • Web appReady when you are
  • AndroidComing soon
  • iPhoneComing soon
  • Your inboxOptional summaries
  • Excel & CSVYours to take along

Accounts

Every account. One clear picture.

Bank, cash, wallets and cards, together at last. See what you have, what you owe and where it moved. Every account keeps its own running balance.

  • Salary accountBank₹1,84,500.00
  • Cash in handCash₹4,500.00
  • UPI walletWallet₹12,332.00
  • Credit cardCard−₹8,420.00
All accountsNovember

Together, right now

₹1,92,912.00
  • RentSalary account−₹18,000.00
  • GroceriesUPI wallet−₹1,240.00
  • Chai & samosaCash in hand−₹60.00
  • Top up walletSalary → UPI wallet₹2,000.00

Transfers move money without inflating your spending.

Sample accounts and balances.

Quick add

Add it in two seconds. Find it again in one.

Logging money should feel like jotting a note. Amount, category, done - and every entry lands on the right day, in the right account.

New entry

Try it here
Amount₹120+45= ₹165.00

Sample data only. Nothing is saved to an account.

Press N anywhere

The add sheet opens from any screen, with your cursor in the amount.

Maths in the amount

Type 120+45 and Rupya does the sum. On the phone, the keypad has + − × ÷ built in.

Find it again

Search your notes and categories, then filter by type, account or category.

Undo in a tap

Saved the wrong thing? Undo from the toast - no hunting for it later.

The little details

Everything you need. Nothing you don't.

See where it all went.

Categories, trends, your biggest expenses and how it compares with the period before. For this month, last quarter, or any range you pick.

November at a glance

Money in
₹72,000
Money out
₹17,220
Left this month
₹54,780
  1. Food & drinks₹5,510.0032%
  2. Shopping₹3,788.0022%
  3. Commute₹3,100.0018%
  4. Home₹2,755.0016%
  5. Everything else₹2,067.0012%

A month that moves to your rhythm.

Paid on the 10th? Your month starts on the 10th, and totals, charts, exports and emails all follow it.

November = 10 Nov - 9 Dec

Every change, on the record.

Sign-ins, edits, imports and exports, all in one log. A device you don't know? Sign it out in a tap.

A place for every little thing.

Your own categories, each with its own emoji. Rupya spots a duplicate name, so one category never turns into three.

Bring your history. Take it along.

Import a Money Manager backup and its balances are worked back to match today. Export to Excel or CSV whenever you like.

Preview first. Nothing doubles. Undo anytime.

Light or dark. Always calm.

Android and iPhone apps

Your data. Your call. Phone only, or synced.

Keep your entries on your phone, or bring them together across devices. The mobile apps let you choose, and change your mind later.

Make yourself at home.

Where would you like to keep your entries?

You can switch later in Settings.

Previewing on this phone.

On this phone

Yours to keep. Yours to back up.

  • Start without an account. Your entries stay on your phone, even when you're offline.
  • Your ledger stays off Rupya's servers. No analytics or tracking in the app.
  • Keep a backup somewhere safe. Without one, losing your phone means losing your entries.
A few details worth knowing

Android's cloud backup is off for Rupya. On an iPhone, your own iCloud backup can include it.

The one request it makes: at launch, it asks our server whether a newer version exists.

Move either way from Settings, Your data. Nothing is removed until the copy has safely arrived.

Sample screen. Try both answers - the apps are coming soon to Google Play and the App Store.

Summary emails

Your month, by email. At your midnight.

A small moment to check in. Your income, spending and the month's entries, delivered when your own month ends. No need to open the app.

RupyaToday, 12:00 am
Has an attachment

Your Rupya summary for October 2026

Hi Asha, here's how

October 2026 went

10 Oct - 9 Nov, 86 entries

Income
₹72,000.00
Spent
₹41,860.00
Left
₹30,140.00

A little more room: spending is down 12% from last period.

Where it went

  • Rent₹18,000.00
  • Food & drinks₹9,240.00
  • Commute₹4,620.00
  • Everything else₹10,000.00

rupya-october-2026.xlsx

Monthly, on payday

At midnight as your salary-day month begins: what came in, what went out, what's left and where it went.

The Excel comes along

Every entry from the month is attached, ready to keep, share or open in a spreadsheet.

Daily, if you like

Off until you turn it on. The day that just ended, and the month so far.

One click to stop

Each email has a one-click unsubscribe, and both switches live in Settings.

Summary emails come with a Rupya account.

Sample email, with illustrative numbers.

What's next

Today, it keeps the books.
Next, it helps you plan.

Rupya is growing from a record of your money into something that helps you do more with it. A thoughtful next step at a time.

None of this is available yet, and plans can change. We'll only call something ready when it is.

  1. Available now

    A ledger you can trust

    Accounts, quick add, analytics, salary-day months, import, export and summary emails on the web, with the Android and iPhone apps coming soon.

  2. PlannedSavings goals

    Set how much to save this year, or save for something specific, and see how much to put aside each month to get there.

  3. PlannedA coach that explains

    A realistic plan for a goal, built from your own spending. The code does the maths and the AI explains it, only if you opt in.

  4. PlannedBank SMS, in one tap

    On Android, a bank SMS becomes a prompt: “Record ₹450 at the chemist?” It's read on your phone, and the text never leaves it.

  5. PlannedShared expenses

    Groups for trips, flatmates and dinners. Add a shared bill once and each person's own ledger updates by itself.

  6. PlannedBank emails, too

    Forward bank alerts to your own Rupya address for the same one-tap prompt, on iPhone and the web as well.

A little breathing room

Money is personal.
Your space should be, too.

Rupya asks for what it needs to show you your money, and nothing more. No ads in the way, no bank passwords, and nothing about you for sale.

Read the privacy policy
Your data, itemisedWhat Rupya keeps, and what it doesn't
Asks for
Your name and emailto sign in
The entries you addto do the maths
On the phone onlyno account
Never asks for
Bank passwordsnever
Card numbersnever
Contacts or locationnever
Leaves out
Ads0
Trackers in the phone app0
Your data, soldnever
Total₹0.00
Free during early access
A few things to know

Good questions.
Simple answers.

About the apps, your data and what it costs.

Your fresh start

A clearer month
starts with one entry.

Free during early access. On the web today, on your phone soon.

  • Rupya for iPhone, coming soon to the App Store
  • Rupya for Android, coming soon to Google Play
Start for free No credit card needed